Here's something that shouldn't be radical: if you're a Muslim managing your money, your financial tools should understand that your faith shapes how you spend, save, and give.
But mainstream budgeting apps don't. They can't calculate your zakat. They don't know what the BDS boycott list is. They certainly don't open with a reminder about rizq or generosity before showing you a spending chart.
According to the Institute for Social Policy and Understanding (ISPU), 27% of Muslim Americans report experiencing discrimination in banking. The tools aren't built for you — and they make that obvious at every turn.
Sable's Islamic mode was built specifically to change that.
When you enable Islamic mode in Sable, your experience shifts to reflect your values:
Zakat is one of the five pillars of Islam, but calculating it accurately is surprisingly tedious if you're doing it by hand. You need to know your total zakatable assets (cash, savings, gold, investments above nisab), subtract qualifying debts, compare against the current nisab threshold, and track your haul (lunar year) to know when it's actually due.
Most people either do this once a year with a spreadsheet and a lot of uncertainty, or they just estimate — which means they might be underpaying (a spiritual concern) or overpaying (a financial one). Neither feels right.
Sable does this automatically because it already has your financial data. Connect your accounts, and your zakat calculation updates in real time as your balances change. When your haul comes due, you know exactly what you owe — down to the dollar (or the Canadian dollar, since Sable supports both USD and CAD natively).
Use Sable's free Zakat calculator →
Islamic mode isn't a separate, stripped-down product. It's the full Sable experience — auto-categorization, unlimited budgets, goals, net worth tracking, recurring detection, CSV import, split transactions, custom rules — with faith features layered on top.
You're not choosing between "a good budgeting app" and "an app that respects my values." You get both.
Here's what's included on the free Solo plan:
The $5/month Special plan adds 10 bank accounts, an AI assistant, spending insights, and budget recommendations. The $9/month Ultra plan adds household sharing for families (2 members) and 20 accounts. But the free tier is genuinely complete for individuals managing 1-2 accounts.
Sable was founded by a married couple, built from a spare bedroom. Islamic mode exists because it matters to our community — not because a product manager ran a market-sizing exercise and decided "Muslim consumers" was a profitable segment to target. We donate 20% of profits to charity because that's the kind of company we want to be.
We never sell your data. The Plaid connection is read-only — we literally cannot move your money. There are no ads, no financial product recommendations, no "partner offers" cluttering your dashboard. The business model is simple: some people pay $5 or $9/month for extra accounts and features. That's it.
Is Sable perfect? No. We're a small team, we don't have an Android app yet (the web app works on any device), and we're newer than apps like YNAB or Monarch. But we built something that no one else was building, for a community that big fintech companies keep ignoring.
Free. No trial. Enable Islamic mode in settings after you create your account.
Create your free Sable account →
Learn more:
A halal budgeting app is a personal finance tool designed around Islamic values — including zakat calculation, avoidance of haram spending, and alignment with ethical guidelines like the BDS boycott list. Sable's Islamic mode provides all of these features.
Yes. Sable pulls your real financial data, tracks your zakatable assets against the current nisab threshold, monitors your haul (lunar year), and tells you exactly what you owe when zakat is due.
Sable scans your transactions against approximately 4,700 companies on the BDS boycott list (including parent companies) and generates a report showing how much you've spent at those businesses. It helps you align spending with your values without manual checking.
No. Sable is a general-purpose budgeting app that anyone can use. Islamic mode is an optional feature you enable in settings — it adds daily reminders, zakat calculation, and BDS tracking on top of the full budgeting experience.
Sable is free for everyone. The Solo plan includes 2 bank accounts, all budgeting features, and full Islamic mode at no cost. Paid plans with more accounts start at $5/month.
Sable is a budgeting and tracking app, not an investment platform. It never holds, moves, or invests your money. The Plaid connection is strictly read-only — Sable sees your transactions but cannot access or transfer funds.
Free forever on Solo. Paid plans from $5/mo.